The Rashtriya Swasthya Bima Yojana (RSBY) project was a smart card-based health insurance scheme launched by the Government of India in 2008, which has been subsequently replaced by the Ayushman Bharat Yojana. RSBY aimed to provide health insurance coverage to below-poverty-line (BPL) families, offering financial protection for hospitalization expenses. The smart card enrollment process for RSBY involved the following steps.
Health Card Enrollment Process :
- Identification of Beneficiaries : Local authorities, in collaboration with government agencies, identified eligible beneficiaries based on BPL lists and other criteria. Eligible families were issued a unique identification number for enrollment.
- Enrollment and Data Collection :Beneficiary information was collected, including family details and biometric data (such as fingerprints and photographs). This data was recorded in a centralized database.
- Smart Card Issuance : After data collection, beneficiaries were provided with a smart card, also known as the "Rashtriya Swasthya Bima Yojana" card. The card contained essential details of the beneficiary, including their biometric information.
- Enrollment and Hospital Access : Beneficiaries could access healthcare services by presenting their smart card at empaneled hospitals and healthcare providers. Hospitals could verify the beneficiary's identity and eligibility by using the information stored on the smart card.